< Back

From : Lila Hayes
Sent : Feb 21, 2007
Subject : Disaster Survivor Network Email Newsletter

 

 Disaster Survivor Network Email Newsletter
Information compiled by
Disaster Survivor Network
www.disastersurvivornetwork.com
909-266-1459 vm/fax
 
It has been a couple of months since I sent the last newsletter! My life got a little more complicated when I started a new part time job. Hopefully now that I'm getting into the groove this will make it back onto my schedule. This email is actually one I started a couple of months ago so some of the links might not work but I thought I'd send it anyway!
 
---
Index
 1. State sales taxes now can cut your IRS bill
 2. Engine 57 Memorial Video Clips Available
 3. Landscaper recommendations
 
---
In The News
 1. Treasury: Telephone tax refund for everyone, May 25, 2006
 2. Old Fire's Scars, Oct 29, 2006 , Press Enterprise
 3. Quake experts: Area on its own, November 3, 2006, Southeast Missourian
 4. Officials discuss plans for New Madrid earthquake, November 3, 2006, Ozarks Local News
 5. Earthquakes Not Uncommon In New England, November 15, 2006, The Boston Channel
 6. A Look Back At The Biggest Disaster To Ever Hit Charleston, November 20, 2006, ABc News
 7. New Study Lists Top 10 Earthquake States, 20 November 2006, By LiveScience Staff
 8. 'The Big One' Is a Big Problem for Old Seattle Houses, November 24, 2006, Washington Post
 9. US Forest Service audit urges letting more wildfires burn, getting more money from states, Nov. 29, 2006, Associated Press
 10. Judge Rules in Favor of Plaintiffs in New Orleans Canal Case, November 29, 2006, Insurance Journal
 11. Rudy Giuliani on Hand as Circuit City Launches 'firedog(SM) Across America, Wednesday December 6, 2006
 12. As Temporary Housing Assistance for Katrina Victims Counts Down, the Future Looks Bleak, December 13, 2006, Architectural Record
 13. Loan assistance for Esperanza fire victims, December 18, 2006, The Desert Sun
 14. Audit: Build in fire zones, share the bill, 01/06/2007, SB Sun Staff Writer
 15. Katrina Insurance Trial to Begin, January 9, 2007, The Associated Press
 16. American Red Cross Joins ProtectingAmerica.org, January 11, 2007
 17. Miss. AG seeks legislation on State Farm, Feb 16, 2007, Yahoo! News
---
On The Web
 1.  New Madrid Awareness Tour: Blog and Map
 2. Natural Disasters: Top 10 US Threats
 3. The Big Earthquake Quiz
 4. New content on National Wildfire Programs Database website February 20, 2007
 5.Two Policyholders of America Newsletters Available
 6. Fire Information Engine Toolkit!
 
---
1. State sales taxes now can cut your IRS bill
---
The reason I bring this to your attention is that if you rebuilt your house and repurchased a lot of personal property items during this appropriate time period you might have paid a TON in sales tax. I read that this supposed one time only deduction has been extended to 2006 as well.
 
http://www.irs.gov/newsroom/article/0,,id=134768,00.html
 
Here is what one person from the San Diego area had to say when she reminded us all of this option:
 
Did you buy that 5th wheel for $34,000? Did you buy $40,000 in Lumber. 5,000 in drywall? 15,000 in Concrete? $1,800.00 at Longs drug on family items in one visit? a new car after the fire? Boat? Harley? Jewelry? Computer? Clothes? Tools? CD's? Music or TV equipment? Sporting goods? Furniture? We all bought a few things, found a special deal, and something [sic.] extravagant to try and recapture some of our dignity after being robbed of our dearest possessions. Me you ask?  I bought a Grand Piano.
http://groups.yahoo.com/group/cfrrg/message/2384
State sales taxes now can cut your IRS bill
By Kay Bell • Bankrate.com  
 
The sales tax deduction, a popular tax break that lawmakers reinstated in 2004, is still around to claim on this year's tax returns [for 2005].
 
But don't grab your credit card and head to the mall thinking that the IRS will continue to reward your consumerism. While you can claim sales taxes on 2005 returns filed this year, it's not clear whether any sales taxes you pay in 2006 will be deductible next tax season.
 
[more HERE]
http://www.bankrate.com/brm/itax/20041012b1.asp
 
Here is the official statement from the IRS:
Sales Tax Deduction Option
 
FS-2005-6, January 2005
 
The American Jobs Creation Act of 2004 gives taxpayers the option to claim state and local sales taxes instead of state and local income taxes when they itemize deductions. This option is available for the 2004 and 2005 returns only.
 
IRS Publication 600, Optional State Sales Tax Tables, helps taxpayers determine their sales tax deduction amount in lieu of saving their receipts throughout the year. Taxpayers use their income level and number of exemptions to find the sales tax amount for their state. The table instructions explain how to add an amount for local sales taxes if appropriate.
 
[more HERE]
http://www.irs.gov/newsroom/article/0,,id=133209,00.html
 
---
2. Engine 57 Memorial Video Clips Available
---
I found this on the SB National Forest Yahoo! group.
 
Posted by: "John" jmiller3v
Tue Dec 12, 2006 10:50 am (PST)
If you would like to view either a 2 minute or 20 minute video clip of
the Engine 57 Memorial, I have placed the links on the Homepage of the
SBNF Website below the E57 photo.
 
 
---
3. Landscaper recommendations
---
My mom's house is getting to the point where we need a landscaper. Does anyone have any recommendations?
 
---
In The News
---
1. Treasury: Telephone tax refund for everyone
Treasury Dept. concedes a Spanish-American War tax on long-distance service is antiquated and consumers are entitled to a refund.
May 25, 2006

NEW YORK (CNNMoney.com) - After losing several court battles, the U.S. Treasury on Thursday said it would provide refunds to consumers for a federal excise "luxury" tax on long-distance service, the origins of which date back to 1898 to help pay for the Spanish-American War.
 
The refund will apply to the 3 percent excise tax billed to them on long-distance service since Feb. 28, 2003 and will include interest. Consumers will be able to claim it on their 2006 tax returns, which they will file in 2007.
 
[more HERE]
 
2. Old Fire's Scars
Fears, empty lots linger three years after fatal blaze
[editor's note: This article never appeared online. Luckily, someone saw it and mailed me a copy which I scanned and placed on our website so you can read it]
Oct 29, 2006
Darrell Santschi and Chris Richard; Press Enterprise
 
Cindy LeClair looked out from her newly rebuilt home in the Del Rosa Neighborhood of North San Bernardino and saw clouds of reddish brown smoke billowing from th Esperanza Fire 15 miles away.
 
"The Santa Anas keep coming and there are people out there who are pyromaniacs," she said by phone in a nervous-sounding voice. "The emotional thing is the hardest. I have a fear that this won't be the last time."
 
[more HERE] Adobe Acrobat required
 
3. Quake experts: Area on its own
One scientist said there's a 25 percent chance of a magnitude-6 earthquake in the next 50 years.
Friday, November 3, 2006
By TJ GREANEY ~ Southeast Missourian
 
ST. LOUIS -- The swath of land from north of St. Louis down to Marked Tree, Ark., is roughly the size of Texas, much of it rural and all of it vulnerable to earthquakes.
 
Speakers Thursday at the New Madrid Earthquake Conference in St. Louis had a tough message for most of the 11 million people who call this area home: You're on your own.
 
[more HERE]
 
-
4. Officials discuss plans for New Madrid earthquake
Published Friday, November 3, 2006 
Betsy Taylor The Associated Press as published in the Ozarks Local News
 
Dangerous earthquakes along the New Madrid fault nearly 200 years ago were so powerful, there are accounts of the Mississippi River temporarily flowing backward and church bells ringing in Boston.
But quakes along the fault are not just the stuff of history.
 
[more HERE]
 
-
5. Earthquakes Not Uncommon In New England
Possibility Of Major Quake Remote, Experts Say
By Kara Kouri, Contributing Writer
November 15, 2006
 
BOSTON -- People tend to overlook the possibilities of earthquakes happening in the New England area, but there have been reports of earthquake occurrences in the region over the past few years.
 
Fortunately, experts say not to worry. According to the Weston Observatory, which monitors earthquake activity, the probability of a potentially damaging earthquake above magnitude 5.0 in New England anytime soon is estimated to be 0.064 percent.
 
[more HERE]
 
-
6. A Look Back At The Biggest Disaster To Ever Hit Charleston 
November 20, 2006 by Anderson Burns, ABc News
Charleston, S.C.
 
Forget Hugo.  For its size, and in its time, the earthquake of 1886 is easily the most destructive force to ever hit the Lowcountry.
 
“August 31st, up until that evening, was probably the single most boring day in the history of South Carolina,” said Richard Cote, author ‘City of Heroes’, a book that chronicles the earthquake.
 
But at 9:51 p.m., all hell broke loose.
 
[more HERE]
 
-
7. New Study Lists Top 10 Earthquake States
By LiveScience Staff
20 November 2006
 
Alaska and California have more earthquakes and more strong quakes than any other U.S. states. But depending on whether they count total number of quakes or the strongest temblors, geologists don't agree on ranking beyond that.
 
So John Anderson and Yuichiro Miyata at the University of Nevada, Reno, decided to investigate and create a formal list. Their Top 10 states, based on the greatest magnitude achieved every year:
 
[more HERE]
 
-
8. 'The Big One' Is a Big Problem for Old Seattle Houses
By Blaine Harden
Washington Post Staff Writer
Friday, November 24, 2006; Page A02
 
SEATTLE -- "We got problems here."
 
So explained Craig S. Weaver, a seismologist for the U.S. Geological Survey and chief of its Pacific Northwest earthquake studies project. "There will be earthquakes. You can take that to the bank."
 
[more HERE]
 
-
9. US Forest Service audit urges letting more wildfires burn, getting more money from states
By JEFF BARNARD Associated Press Writer
Wednesday, Nov. 29, 2006
 
(AP) - GRANTS PASS, Oregon-The Forest Service should let more wildfires burn and demand that state and local governments pick up a bigger share of firefighting costs, according to a newly released audit.
 
Forest Service personnel said protecting private property where cities meet forests, known as the wildland-urban interface, accounts for more than half of Forest Service firefighting costs, which have exceeded $1 billion (€760 million) in three of the past six years, the U.S. Department of Agriculture's inspector general said.
 
[more HERE]
 
-
10. Judge Rules in Favor of Plaintiffs in New Orleans Canal Case
November 29, 2006
Insurance Journal
 
In a decision that could cost insurers many more billions of dollars than they have already paid out in Hurricane Katrina claims, a federal judge in New Orleans has ruled that ambiguities in certain homeowners policies leave open the possibility that flooding due to "man-made" acts could be covered, despite widespread water damage exclusions contained in most policies.
 
Late on Nov. 28, the United States District Court for the Eastern District of Louisiana, released an 85-page ruling by Judge Stanwood R. Duval Jr. in several consolidated cases in which plaintiffs argued that flood damage "arising out of all levee breaches which occurred in the aftermath of Hurricane Katrina" should be covered since such flooding is not specifically excluded in the policies. In denying insurers' attempts to have the lawsuits dismissed, the judge cited ambiguous language in the water damage exclusions in some policies.
 
[more HERE]
 
-
11. Rudy Giuliani on Hand as Circuit City Launches 'firedog(SM) Across America;'
Nationwide Contest Will Identify and Reward Extraordinary Public Service by Firefighters
Wednesday December 6, 2006

NEW YORK, Dec. 6 /PRNewswire-FirstCall/ -- Circuit City's new firedog(SM) services brand today launched "firedog(SM) Across America," a nationwide program that will identify and reward exceptional public service rendered by America's professional and volunteer firefighters.
 
"firedog(SM) Across America" is an online essay contest asking Americans to nominate their local firehouses (both volunteer and professional) for outstanding service to the community. Essays can be submitted at http://www.firedog.com. Winners will split a prize pool that totals $650,000.
 
[more HERE]
http://biz.yahoo.com/prnews/061206/dcw013.html?.v=76
 
Direct link to contest:
 
-
12. As Temporary Housing Assistance for Katrina Victims Counts Down, the Future Looks Bleak
December 13, 2006
Architectural Record

The National Low Income Housing Coalition (NLIHC), ACORN, the National Policy and Advocacy Council on Homelessness, and 89 other housing and poverty advocacy groups are bracing for February 28. That’s when the Federal Emergency Management Agency’s temporary housing assistance for those left homeless by Hurricane Katrina is scheduled to end.
 
Almost 300,000 households in the Gulf region are at risk of homelessness, the groups claim. This includes almost 110,000 families living in FEMA trailers and mobile homes, and nearly 180,000 families who are receiving FEMA-funded rental assistance. Families receive up to $26,200 for rents, repairs, and other costs through the program, for a limit of 18 months.
 
[more HERE]
 
-
13. Loan assistance for Esperanza fire victims
by Rasha Aly
The Desert Sun
December 18, 2006
 
Those who need to repair or replace homes, businesses and personal property, that was damaged by the Esperanza Wildfire, may be able to receive a loan.
 
J. Adalberto Quijada, district director of the U.S. Small Business Administrations Santa Ana District office, announced today the SBA has approved more than $1.2 million in disaster loans to homeowners, renters and businesses of all sizes.
 
[more HERE]
 
-
14. Audit: Build in fire zones, share the bill
Guy McCarthy, SB Sun Staff Writer
01/06/2007
 
Local and state governments that authorize home construction in fire
country should pay more for firefighting in the danger zones they help
create, according to a federal audit.
 
The report on escalating costs borne by the U.S. Forest Service was
issued in late November, a month after five Forest Service
firefighters were fatally injured as they tried to protect a Twin
Pines home from the Esperanza Fire.
 
"The Forest Service is looking at it from a financial standpoint, and
it's getting more expensive," said Mike Jarvis, deputy director of
communications for the California Department of Forestry and Fire
Protection. "We're taking a look at it, too.
 
"But we don't have zoning or planning authority. We don't make any
land-use decisions. We get notified, and we do give input at times.
But we don't get consulted and we're not involved in the approval process.
 
[more HERE]
 
-
15. Katrina Insurance Trial to Begin
By MICHAEL KUNZELMAN
The Associated Press
Tuesday, January 9, 2007
 
GULFPORT, Miss. -- Even as the Mississippi attorney general negotiates a potential settlement with State Farm Fire & Casualty Co., an eight-person jury will begin hearing opening statements Tuesday in one of hundreds of insurance lawsuits filed by policyholders after Hurricane Katrina.
 
By seating the jury of four women and four men to hear the lawsuit brought against State Farm by Norman and Genevieve Broussard, U.S. District Judge L.T. Senter Jr. rejected the insurer's bid to move the proceedings to Oxford, Miss., 300 miles from the Gulf Coast.
 
[more HERE]
 
-
16. American Red Cross Joins ProtectingAmerica.org
January 11, 2007
 
(Washington, D.C.) – The American Red Cross, the nation’s leading volunteer disaster preparedness and response organization, has become the latest partner to join ProtectingAmerica.org. Teaming up with first responders, disaster recovery experts, insurers, small and large businesses -- and now the Red Cross -- ProtectingAmerica.org partners call for better ways American families can prepare for and protect themselves from natural or human-caused disasters.
 
 
-
17. Miss. AG seeks legislation on State Farm
Feb 16, 2007
Yahoo! News
 
JACKSON, Miss. - Mississippi Attorney General Jim Hood said Friday he will seek legislation aimed at blocking State Farm Insurance Cos. from refusing to write new homeowners and commercial policies in the hurricane-battered state.
 
He said the plan was modeled after actions taken by Florida and would require any company that writes automobile insurance to write homeowners policies as well.
 
[more HERE]
 
 
---
On The Web
---
1. New Madrid Awareness Tour: Blog:
http://newmadridawareness.blogspot.com/
Map:
http://www.protectingamerica.org/pdf/New_Madrid_Map.pdf
 
2. Natural Disasters: Top 10 US Threats
http://www.livescience.com/forcesofnature/top10_naturaldisasterthreats_us.html
 
3. The Big Earthquake Quiz
http://www.livescience.com/php/trivia/?quiz=quake
 
4. New content on National Wildfire Programs Database website February 20, 2007
 The National Wildfire Programs Database website serves as a clearinghouse of information about nonfederal policies and programs that seek to reduce the risk of loss of life and property through the reduction of hazardous fuels on private lands. The website has a new section that focuses on community planning. This new addition to the website profiles the Community Wildfire Protection Plans (CWPP) of state and local governments in many parts of the country. To access these community wildfire protection plans and to learn more about other types of wildfire hazard mitigation programs, such as biomass utilization, demonstration projects, and firewise community recognition programs, visit the website at:
http://www.wildfireprograms.usda.gov/index.html.
 
5. Policyholders of America Newsletter Available
Adobe Acrobat Required
December
http://www.policyholdersofamerica.org/newsletter/dec_2006/December_Advocate.pdf
Includes:
 
Federal ruling gives hope to Katrina victims 1, 4, 5
How to fight an insurance company without breaking the piggy bank 2
State Farm under fire (claims handing and biased experts) 3-4 
Rising insurance rates may impact retirement trends 5
MS Insurance Commish launches State Farm probe  6
Safest and most reliable cars for 2007  6-7
State Farm floods used car market with lemons. OOPS.   7
Allstate a target of lawsuits.  8
Barney Franks takes on disaster insurance  9
Insurance legislators clash over federal regulation of the industry  10
Climate change can be hazardous to your health  11-12
Toxic trade-off (things that put toxins in our systems)  13-15
Poll says smokers and obese should pay more for health insurance  16
Airborne fungal references for building evaluations  17-19
Allergic Rhinitis and IAQ impact on performance and productivity 20-23
MD jury awards $270,000 to tenant for COPD  24
Condos, water damage and toxic mold 25-28
Homebuilding industry a house of cards  29
State Watch: Florida, Louisiana, Mississippi  30-38
Georgia lawyer swipes $800,000 from clients 38
 
February
http://www.policyholdersofamerica.org/newsletter_2_07.htm
Is the CRIMINAL investigation Dead on Arrival? It will now be up to the U.S. Congress. Get the REAL story about it and why we should care 1, 3
More about State Farm, the Settlement and the impact of the Broussard case beyond MS 2, 4-5
Insurers raking it in: higher premiums/lower payouts 5
The Wall Street Journal uncovers undisclosed conflicts in mold related cases  6-9
States with most insurance claims for 2006. Look out; premium hikes ahead  9
The “Smoking Gun” on Climate Change (a.k.a. Global Warming)  10
Warmest year ever: 2007?  11
Katrina-related fraud hits home  12-14
Katrina contractors rolling in dough while homeowners are still waiting  15
Democrats demand 9-11 style investigation of Katrina  16
Consumer group advocates for health court to resolve disputes  17
Consumer credit scores and insurer disclosure debated by highest court  18
Summarized research on mold  19-20, 34
State Watch: Florida  21-24
State Watch: Louisiana  25
State Watch: Mississippi  26
State Watch: Pennsylvania  27
State Watch: Texas  28-30
How Business Trounced Trial Lawyers  31-33 
 
6. Fire Information Engine Toolkit!
Wildfires affect communities around the world. This online toolkit provides interactive, science-based tools to help homeowners, decision-makers, and researchers better understand where wildfires occur and how to protect homes and neighborhoods, as well as get up-to-the-minute wildfire news.
http://firecenter.berkeley.edu/toolkit/
 
7. Literature: Living with Fire: Sustaining Ecosystems and Livelihoods through Integrated Fire Management.
From Interface South's Newsletter:
"As humankind has spread throughout the world, we have created new fire regimes that continue to shape and modify landscapes. Although some ecosystems depend on fire to maintain native species, population pressures are now causing land changes, migrations into new areas, and an increase in ignitions worldwide. This increase in urbanization has brought fire to ecosystems that may be negatively affected by burning. Intense fires can pose a risk to some communities, while to other societies burning is a tool for people to secure their livelihoods. Identifying and understanding society’s needs as well as the ecological constraints of an area will lead to the design and application of more effective fire management programs."
 
Read the full document at http://www.tncfire.org/documents/Integrated_Fire_Management_Myers_2006.pdf.

 
------------------------------------------------------------------------------
For removal or subscription to the DSN Weekly Update, please email info@disastersurvivornetwork.com
 
Disaster Survivor Network
www.disastersurvivornetwork.com
909-266-1459 vm/fax