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From : Lila Hayes
Sent : Jul 25, 2006
Subject : OFRG update
 Old Fire Recovery Group Email Newsletter
 
Information compiled by
Lila Hayes, Coordinator
Old Fire Recovery Group
www.oldfirerecoverygroup.org
909-266-1459 vm/fax
 
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Index
 1. Send us a picture of your house... at any stage
 2. Senator Boxer on Earthquake Preparedness
 3. Does Your Ins. Company Owe You A Surcharge?
 4. County voting to extend Old Fire rebuild fee waiver
 
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In The News
 1. Researchers test firewise landscaping, May 19, 2006, Gainesville Sun
 2. Amateur radio fans ham it up for national Field Day exercises, June 24, 2006, The Press-Enterprise
 3. 'Pensacola wall' leaves legacy, July 1, 2006, Disaster News Network
 4. Retirees to visit disaster sites, July 3, 2006, Disaster News Network
 5. American Red Cross awards SB County for relief efforts, 07/14/2006, SB Sun
 6.Nature not always a good neighbor, 07/16/2006, SB Sun
 7. Difficult Times Just Beginning, July 16, 2006, The Press-Enterprise
 8. Cooking for disaster, 07/25/2006, Press-Telegram
 
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On The Web
 1. ProtectingCalifornia.ORG
 2. California Fire Weather Web page
 3. Cost of Homeowner's Insurance
 4. Effective Fire Protection, A National Concern
 
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1. Send us a picture of your house... at any stage
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If you have a picture of your property at any stage (before the fire, after the fire, during construction or after it is complete), please send us a copy! Just be sure to tell us when (approximately) it was taken.
 
I have added a photo section to my database and want to include pictures in the book we're preparing. We're also planning a "homeowner profile" for our newsletters, but it will have to wait until my mom is in her house (the details are bogging me down at the moment).
 
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2. Senator Boxer on Earthquake Preparedness
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I received the following from Sen. Boxer via her regularly scheduled email bulletin. The interesting thing about this is that I thought our state OES was supposed to make up the emergency response plan for our own state and that FEMA was supposed to help out at the state's request and ultimately follow the state's plan. In Any case, no matter who is "in charge" of creating a plan, I'm sure that it would be helpful for them to submit the plan to the other party so that everyone could be prepared to follow the plan and ultimately make that plan public.
 
----- Original Message -----
From: "U.S. Senator Barbara Boxer" <bulletinfeedback@boxer.senate.gov>
Sent: Wednesday, June 28, 2006 4:01 PM
Subject: Senator Boxer on Earthquake Preparedness


Dear Friend:

Californians know that a devastating earthquake could occur anywhere in the state at any time.  And we also know that a major earthquake would cause hundreds or thousands of deaths, widespread homelessness, and massive property damage. 

Although Californians are aware of these important facts, somehow the Department of Homeland Security and the Federal Emergency Management Agency (FEMA) still do not seem to have gotten the message.  Last September, I requested a copy of the FEMA disaster recovery plan for California.  After several months, I was disappointed to receive a general reply outlining the things that might happen following a generic disaster. 

Recently, following a new report from the Scripps Institution of Oceanography on the geologic stress that is present especially along the southern portions of the San Andreas Fault -- and the likelihood that a major earthquake is, in fact, overdue -- I again asked for a detailed plan for actions that would follow an earthquake.  In a letter to Homeland Security Secretary Michael Chertoff, I have again requested a plan specific to California on the steps that would be taken in the immediate aftermath of an earthquake to respond to widespread destruction. 

Sadly, it appears that little has changed at FEMA in the year following Hurricane Katrina.  The agency appears to be woefully unprepared for an earthquake of  major magnitude and the devastation that would follow in California.  You can count on me to continue to demand a substantive plan that is designed to keep Californians safe in the days following an earthquake.

Sincerely,

Barbara Boxer
United States Senator
 
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3. Does Your Ins. Company Owe You A Surcharge?
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I got this from a San Diego Cedar Fire survivor.
Hello Everyone,
 
I never saw a surcharge referenced in my State Farm Insurance Policy nor did I see a surcharge even mentioned in my billings.  Since the Cedar Fire Claim was my first homeowner claim, I was not aware of any surcharge until I spoke to Commissioner Garamendi's office.
 
So I called my SF agent and asked if I was charged a surcharge after I filed my claim. I was told yes, and it was in error---and my agent said she spoke to the SF Underwriter who was going over my billing. She said I would be getting a refund.
 
I am not happy to think other insureds might also have been charged and it was just part of the new premium---and paid the surcharge without knowing it. (is this not the stuff that incites class actions suits?)
 
I then wrote a letter to the SF Underwriter and asked him to tell me if the surcharge was listed in my policy or billing. I know what the answer is, I wanted him to respond. No response. No surprise.  (so I sent off a RFA).Really to make it easier for the next person dealing with this.
 
I did receive a check for the surcharge refund
 
The only note on my check was ," This check is a result of a refund"
 
whowouldknown?
 
The fact that I unknowingly charged and paid a surcharge and the ONLY reason I got it reversed and refunded was because I asked.  I wonder how many others reading this even know they may be due a refund?
 
I'm sick of insurance companies like the majority of us, but thought someone might call or fax their agent a letter asking if they were charged?  If so, the refund will at least buy dinner.
 

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In The News
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1. Researchers test firewise landscaping
Article published May 19, 2006 in the Gainesville Sun
By MARINA BLOMBERG, Sun staff writer

James Perry with Ordway Preserve-UF monitors a pine straw bed to
ensure that the fire does not spread to the neighboring field.
(Special to The Sun)

Local research on the flammability of common garden mulches is a
key ingredient in a national study on how wildfires can impact
homes.
 
[more HERE]
http://www.gainesville.com/apps/pbcs.dll/article?AID=/20060519/LOCAL/205190331
 
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2. Amateur radio fans ham it up for national Field Day exercises
10:00 PM PDT on Saturday, June 24, 2006
By WES WOODS II
The Press-Enterprise

The Coachella Valley Amateur Radio Club and Riverside County Radio Amateur Civil Emergency Services participated in Field Day in Cherry Valley on Saturday.
 
The annual field day for amateur radio, or ham radio, users provides an opportunity to practice emergency-preparedness skills as they communicate across the nation with other users.
 
[more HERE]
http://www.pe.com/localnews/calimesa/stories/PE_News_Local_D_dfield25.2485c18.html
 
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3. 'Pensacola wall' leaves legacy
PENSACOLA, Fla. (July 1, 2006) —
For hundreds of volunteers across the country, the legacy of the "Pensacola Wall" lives on.
 
The Pensacola Wall, where hundreds of volunteers signed their names after helping to repair hurricane-damaged homes. (Photo by Glenn Riegel)
 
 
When McPherson College student Nick Anderson traveled to the Florida Panhandle city to repair hurricane-damaged homes, he was housed in an apartment set up for volunteers by Church of the Brethren Disaster Response.
 

On the apartment wall, Anderson created an illustration of a pickup truck with the simple words "Disaster Response Pensacola." Volunteers were invited to sign their names.
 
[more HERE]
http://www.disasternews.net/news/news.php?articleid=3210
 
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4. Retirees to visit disaster sites
BALTIMORE (July 3, 2006) —
Mennonite Disaster Service (MDS) is creating a new program for retirees who want to help disaster survivors and who own or have access to self-contained Recreational Vehicles.
 
The "RV Program," or Recreational Vehicle Program, is open to retired and semi-retired people who are willing to travel to disaster sites and live in their own vehicles while they help people rebuild their homes, said Don Buller, who will direct the program with his wife, Marilyn.

"They can offer their service in rebuilding or building homes in areas where disasters have destroyed people's residences," he said.
 
RV Program volunteers will commit to work for a specific time with a minimum of four weeks. In exchange for volunteer work, they will receive RV parking at no expense, with full hookups including a minimum of thirty AMP electrical services, a water hookup and a means of black and gray water disposal.
 
[more HERE]
http://www.disasternews.net/news/news.php?articleid=3214
 
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5. American Red Cross awards SB County for relief efforts
Yazmin Alvarez, SB Sun Staff Writer
07/14/2006

Each year, the American Red Cross awards a group or an organization with the Humanitarian Award based on their efforts and contributions in aiding with disastrous incidents.
This year, that high honor went to the County of San Bernardino for their efforts in assisting victims of Hurricane Katrina. Many county employees took on volunteer positions for the Red Cross and other relief agencies in the wake of the disaster.
 
[more HERE]
http://www.sbsun.com/search/ci_4045961
 
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6.Nature not always a good neighbor
Most in foothills wouldn't leave, but there's a price
07/16/2006
By Caroline An, SB Sun Staff Writer

With the sweeping view of the mountains and privacy from neighbors, Ken McNeil has called San Antonio Heights home since he was a child.
Like so many who live in the neighborhoods along the base of the San Gabriel Mountains, he knows fire season has arrived when the mercury climbs north of 100 degrees and the green brush of spring turns a dusty summer brown.
 
[more HERE]
http://www.sbsun.com/search/ci_4057503
 
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7. Difficult Times Just Beginning
Victims of 2003 fires offer advice to new set of homeless
10:00 PM PDT on Sunday, July 16, 2006
By SHARON McNARY
The Press-Enterprise
 
Survivors of the October 2003 fires, which consumed more than 1,000 San Bernardino County homes, know what the future holds for dozens of newly homeless families from Pioneertown and other High Desert communities.
 
They face the drudgery of documenting losses for insurance companies, the indecision of whether to relocate or rebuild, and constant queries from reporters, charities, government, businesses, friends, relatives and strangers.
 
[more HERE]
http://www.pe.com/localnews/inland/stories/PE_News_Local_D_letter17.1ebcb3a.html
 
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8. Cooking for disaster
Press-Telegram Staff reports
07/25/2006 
 
LONG BEACH CERT (Community Emergency Response Team) a division of the Long Beach Fire Department is looking for the community's participation in compiling a state of emergency cookbook in time for Disaster Relief month in September. CERT is asking for modified family favorites or creative recipes made entirely from pantry staples, such as convenience foods, canned items, and dry goods.
 
Recipe ingredients should require no refrigeration, not be too unfamiliar, not make you too thirsty and have nutritional value. Dessert or treat recipes are welcome, however. The recipes should serve four to six people.
 
[more HERE]
http://www.sbsun.com/search/ci_4089909
 
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On The Web
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1. ProtectingCalifornia.ORG
[Lila] One major problem I see with the following site is that one of the major funding sources is the insurance industry. Of course they would love to drop catastrophe coverage and let the government take care of that just like they do flood and earthquake insurance. Problem is... have you ever read your earthquake policy? 15% deductible, $5,000 limit for personal property, $1,500 for ALE and everything settled at ACV. Personally, I don't think it's real coverage, but I still pay the premiums because it's better than nothing. Flood insurance has similar limitations. I wouldn't want all catastrophes to be settled in that same manner... but the insurance companies sure would!!!]
 
http://www.protectingcalifornia.org
Our mission is to raise awareness, educate the public and policymakers, and offer solutions that will better prepare and protect California from major catastrophe in a sensible, cost-effective fashion.
 
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2. California Fire Weather Web page
http://www.wrh.noaa.gov/sto/cafw/
The California Fire Weather web page is an interagency effort designed to make access to important fire weather information easier. This page contains fire weather forecasts for Emergency Command Center Dispatch Areas (ECCDA) and by National Weather Service Fire Weather Zones (FWZ) along with National Weather Service Red Flag Warnings and Fire Weather Watches for California. This
 
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3. Cost of Homeowner's Insurance
The average expenditure on homeowners insurance increased by 12 percent from $593 in 2002 to $668 in 2003, according to the latest data available from the National Association of Insurance Commissioners. Expenditures vary widely by state.
 
[more HERE]
http://www.iii.org/media/facts/statsbyissue/homeowners
 
[Lila: I found the chart on the above link very interesting. Scroll about 1/2 way down the page and look for the chart labeled "HOMEOWNERS INSURANCE LOSSES BY CAUSE, 2000-2004". Notice that losses due to fire were 32.29% which is almost exactly the same as the previous three years. So much for the 2003 firestorms costing the insurance industry "so much money".]
 
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4. Effective Fire Protection, A National Concern
Most communities consider it a good thing. Development brings prosperity to rural areas, suburbs, and cities everywhere. And many parts of our country are experiencing extraordinary residential and commercial growth.
 
[more HERE]
http://www.iso.com/studies_analyses/fireProtection
 
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Old Fire Recovery Group
www.oldfirerecoverygroup.org
909-266-1459 vm/fax