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From : Lila Hayes
Sent : Wednesday, May 4, 2005
Subject : OFRG weekly update

Meeting Reminder

There will be no meeting on May 8 due to Mother's day.  We will resume our meetings on May 22 with Frank Williams of the BIA who will be talking about working with Contractors.
 
I am getting some tentative speakers for June.  So far I have asked Milgard (window and door manufacturer) and a designer from a local Kitchen company that my brother works at.  I have not gotten confirmation for either, but am still working on it.
 
We will most likely be back in our old location... and it should be much spiffier since the renovations!
 
Lila Hayes
Old Fire Recovery Group
www.oldfirerecoverygroup.org
909-266-1459 vm/fax
 
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Index
 1. Did you have a car towed away after the fire?
 2. More California Legislative Bills
 3. Updating the Personal Property Inventory Book
 4. RFA's to the CDI
 
In The News
 1. Be ready when lights, water go out, April 25, 2005, L.A. Daily News
 
On The Web
 1. Tony Braga "Policy Ensurance"
 
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1. Did you have a car towed away after the fire?
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Did you have a car destroyed in the fire and it was removed from your property? A fellow survivor I spoke with yesterday informed me that he started getting letters in the mail from other counties with tickets etc for his vehicle that was destroyed in the fire. What has happened is someone has taken the VIN plate and license plate and put it on another vehicle and is busy putting our survivor in a position of liability and potentially ruining his good name and credit. He asked us to get the word out to you so you all do not have to experience this problem. You need to contact the DMV and fill out a release of liability form similar to what you do when you sell a car. I am sure many did not take this extra step when having a destroyed car hauled off because who would have thought that this would happen.
 
Robin G. Clegg
www.eastcountyfirerelief.org
 
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2. More California Legislative Bills
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I found a couple more bills related to disaster recovery.

Senate Bill SB546 (Dutton)

Requires the Governor's Office of Emergency Services (OES) to take actions that are necessary to share facilities and systems that would, among other things, include private businesses and nonprofit organizations in a voluntary program that would integrate private sector emergency preparedness measures into governmental disaster planning programs to the extent that the cost of the program is reimbursed by the private sector.

Senate Bill SB955 (Soto)

Would appropriate $25 million in Homeland Security Funds to the Office of Emergency Services for the purpose of acquiring 150 additional "multiple discipline response engines" for assignment to the Department of Forestry and Fire Protection and fire protection agencies, as specified.

 

Assembly Bill AB873 (Bogh) This bill would require an insurer under a homeowners' insurance policy to provide an insured with a copy of his or her policy within 30 calendar days of receiving a request from the insured , or within 60 calendar days of receiving such a request if a state of emergency has been declared by the Governor or the President in the area in which the insured property is located

 

Senate Committee Resolution SCR24 (Keul) This measure would, in light of the annual losses in the state of life, property, and natural resources resulting from wildland fire, urge the federal government to provide federal financial assistance to be used to predict wildfire behavior. The measure would also request that the National Oceanic and Atmospheric Administration (NOAA) undertake the development of a National Fire Weather Center, which would allocate resources to provide rapid and accurate meteorological information that is useful for predicting the movement of wildfire perimeters, guiding evacuations, and enabling government officials to make informed decisions about how to most effectively attack a wildfire and deploy resources.

 

Senate Bill SB1075  (Hollingsworth)

Existing law ratifies, approves, and sets forth the provisions of the Interstate Civil Defense and Disaster Compact. This bill would repeal those provisions and instead ratify, approve, and set forth the provisions of the Emergency Management Assistance Compact.

 

It is the intent of the State of California to continue its long history of sharing emergency response resources with other states during times of disaster. Californian's have benefited from the assistance provided by the firefighters, law enforcement officers, emergency medical personal, and other emergency staff received from other states during our calamitous fires, earthquakes, winters storms, and other disasters. We must now join our sister states in ensuring we are prepared to aid our people during emergencies by entering into the Emergency Management Assistance Compact as it was adopted by Congress.

 

 

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3. Updating the Personal Property Inventory Guide

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Carol Phillips, the lady who wrote "The Personal Property Inventory Guide" (aka, the yellow book) has been talking with United Policyholders about updating the book.  They were wondering how useful it was and what kind of changes should be made for it to be even more useful.  You can forward comments to me at lilahayes@hotmail.com or to Amy at United Policyholders at info@unitedpolicyholders.org.

 

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4. RFA's to the CDI

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As of April 30, 2005 there have been 819 2003 Firestorm related Request for Assistance (RFA) forms submitted to the California Department of Insurance (CDI).  It's not too late to turn in an RFA if you're still experiencing problems.  Please also seek out professional advice.  We have found CARe's (www.carehelp.org) assistance invaluable.

 

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In The News
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1. Be ready when lights, water go out
L.A. Daily News
Monday, April 25, 2005
By Rachel Uranga Staff Writer

CHATSWORTH - Firefighters and emergency relief groups joined California first lady Maria Shriver on Monday to kick off a high-profile campaign to prepare residents for earthquakes, floods, fires and other calamities.
 
[more HERE]
http://www.dailynews.com/Stories/0,1413,200%257E27898%257E2836187,00.html?search=filter
 
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On The Web
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1. Tony Braga "Policy Ensurance"
http://www.disasterprepared.net/disasterprepared.html
 
Okay, so maybe most of us didn't consider this an exciting subject before the fire, and I don't know about you, but now I get really fired up about it.  As I was preparing my weekly newsletter for my local recovery group (in San Bernardino) I ran into a fascinating website at
http://www.disasterprepared.net/.
 
Not only does this website have interesting information, but it's author has recently updated and republished a book on the subject called "Policy Ensurance".  I have to admit, I have not read the book past page 40 but so far the information seems very "familiar".  It is very easy to read and some of the analogies I wish I had available to me right after the fire to help explain these concepts to others.  One good quote is:
 
"While proof is your burden—it is your strength. Once you satisfy the burden of proof it is transformed into leverage and bargaining power. However, you must act as an adjuster and not a bystander, if you expect this to ever materialize."
 
Although some of the information we were never personally required to prove during our adjustment (such as the insurance company saying that we were required to carry 80% insurance on the replacement cost), the information could still help people realize they need to be more active in the claims process.
 
There are also blank sample forms to photocopy as well as filled out sample forms with sample information.  Of course we were very lucky that CARe provided us with this information, as well as face-to-face question and answer sessions and one on one interviews, but this book should be available at local book stores as well as www.amazon.com which might make it easier for some people to get a hold of.
 
In my opinion, the more people who offer this information, the more the public will be able to get hold of it.  I think it would be valuable for area leaders in this and other disasters and also the survivors to read themselves.  I wrote to Mr. Braga and he put together a flyer which has a brief description of the book, quotes from public officials about the book, and information on bulk discounts for disaster survivors.  The flyer can be found at
http://www.disasterprepared.net/disasterprepared.html
 
Hopefully this will help disaster survivors and their leaders get the information in a timely manner.
 
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Old Fire Recovery Group
www.oldfirerecoverygroup.org
909-266-1459 vm/fax